"If you own treasured family artifacts, photographs and scrapbooks, and who doesn’t, then having a home disaster plan is a good idea. Anyone who lives in an area susceptible to floods, hurricanes, tornados and blizzards knows that sooner or later the inevitable will occur. It can even happen due to fire and broken water pipes. "
Maureen Taylor has a ton of wonderful information in setting up your own disaster plan. You can read her informative article on Ancestry's website.